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Corporate Clients

Protecting your business.

Understanding the obligations and responsibilities involved in running a business

We understand the obligations and responsibilities involved in running a business and can help you cope with the ever increasing complexity, responsibility and financial burden associated with this. We can advise you on how best to protect your business and comply with new legislation. The areas we can assist with are:

Keyman Cover

Keyman Cover is normally taken out by the directors or partners of a company to cover key persons who work for them. If a key person falls ill or dies, it may leave the company with a dilemma in trying to replace that person with someone of the same quality. The company normally takes out the policy on the life of the member of staff, and benefits can be made payable to the company or possibly dependants. The level of cover needed is determined by the person’s salary and how long it is estimated it would take to replace him or her.

Shareholder Protection

Shareholder or Director Protection is similar to Keyman Cover but provides funds to buy the company shares if a shareholder dies or becomes seriously ill. The objectives of Shareholder Protection are two-fold. It ensures that funds are available to buy the shares from the shareholder or their estate so that the share value can be turned into cash and also ensures that these funds are paid to those people who want to buy the shares.

Pension Advice

Are you a business owner, company director or trustee with responsibility for providing a pension? Do you understand your pension obligations and if your existing scheme is right for your business? Given the shifting investment landscape, changes in pension laws and enhanced legislative duties, effective pension planning is now more important than ever. Our impartial advice takes into account all of this as well as the latest retirement and pension legislation.

To find out more about how we can help you and your business, please give us a call on 0114 235 3500 or email us at for a free consultation.

Chartered Status

Our prestigious Chartered status shows we have satisfied rigorous criteria relating to professional qualifications and ethical good practice. You can be confident that you are dealing with one of the UK’s leading firms that is wholly committed to providing you with the best possible advice, service and support.

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SOLLA Accredited Later Life Adviser

Jonathan Rowley, Director and Chartered Financial Planner, is also a SOLLA Accredited Later Life Adviser. SOLLA helps people and their families in finding trusted accredited financial advisers who understand financial needs in later life. The Later Life Adviser Accreditation (LLAA) has now become established as the industry standard of excellence for those advising in the later life market.

“Thank you for all your help and patience in assisting me with my finances. After the death of my husband, I did not know what to do with all the lawyers papers and am embarrassed to say I had no idea what it all meant. My husband used to deal with everything. You made sense of it all and I now feel that I have had a huge weight lifted off my shoulders. Thank you.”

Mrs L, Dore, Sheffield

“Just a quick note to say thank you for sorting out my various pension plans that I had accumulated over the years. I had lost track of what I should be doing and was surprised to see how poor the performance was of some of the older plans. Your report was very thorough. I now feel that I am on target for retiring at sixty-five. I would also like to thank your wonderful staff who were always helpful and attentive to me.”

Mr S, Bradway, Sheffield.

As a trustee of a final salary pension scheme, I was very dissatisfied with my previous pensioner trustees. My accountant recommended you and I am very happy to see that we are now receiving correspondence when we should.”

Mr C, Dronfield

“Having been the victim of an accident at work, my solicitor recommended that I speak with you. I received a substantial award for my injuries and I needed to ensure that the money would last me for the rest of my life. I cannot thank you enough for all your help and also for explaining things in such a way that I understood what we were doing and knowing we had considered all the options available.”

Mr B, Chesterfield